Tools & Resources

Kimball International offers two high-deductible medical plan options through Anthem Blue Cross and Blue Shield. In both plans, preventive care is covered at 100%—you don’t need to meet your deductible first.

For other services:

• You’ll pay out-of-pocket until you meet your deductible
• After that, you’ll share the cost of care through coinsurance
• Your plan also has an out-of-pocket maximum, which limits how much you’ll spend in a year

An HSA is a tax-advantaged savings account available to those enrolled in the health plan with HSA. You can use it to pay for eligible medical, dental, and vision expenses. The money goes in pre-tax, grows tax-free, and can be withdrawn tax-free for qualified expenses.

You decide how much to contribute, up to the 2026 IRS limits:

• $4,400 for individual coverage
• $8,750 for family coverage

(These limits include company contributions.)
If you’re age 55+, you can contribute an additional $1,000.

Kimball International also contributes to your HSA if you select the 1700 Plan:

• $400 for employee-only coverage
• $700 for all other coverage levels

You can adjust your HSA contributions at any time. If you leave Kimball International, the HSA is yours to keep.

Both plans cover the same services, including preventive care, office visits, hospital services, and prescriptions. The key difference lies in how much you pay for care:

• 1700 Plan — This plan offers lower deductibles and out-of-pocket maximums, but you will have a higher premium cost and a larger coinsurance.
• 2400 Plan — This plan has higher deductibles and out-of-pocket maximums, but you will have a lower premium and lower coinsurance compared to the 1700 Plan.

If you enroll in the 1700 CDHP, Kimball International will contribute $400 for Employee Only coverage and $700 for Employee+Spouse/Child/Family coverage. HSA elections do not roll over automatically—you must re-enroll during Open Enrollment.

Starting January 1, 2026, you may cover:

• Your legal spouse or legal domestic partner, unless the spouse/partner works and has medical coverage available through their employer
• Your children up to the age of 26 (up to age 26 for medical, dental, vision, Dependent Life and Supplemental plans)
• Your children over age 26 who are not able to support themselves due to a physical or mental disability

Remember: If you enroll dependents, you must provide verification documents such as a birth certificate, marriage license, or tax return.

The benefits you elect during Annual Enrollment will remain in effect through December 31, 2026, unless you experience a qualified life event (such as marriage, divorce, or the birth of a child).

To make a change outside of Open Enrollment, you must perform a Qualifying Life Event in MyADP under Benefits within 60 days of the event. Click here for how to complete a life event in MyADP.

Contact the MCR Service Center at 800-481-6123 (option 2) or email MCRServiceCenter@kimballinternational.com for assistance.

The medical plans are administered by Anthem Blue Cross and Blue Shield and include access to a nationwide network of providers.

Visit anthem.com or access the Sydney app to find an in-network doctor or facility.

Yes. Prescription drug coverage is included with both medical plans and is administered by Carelon RX.  

Visit anthem.com or access the Sydney app to price a medication.

You can use your HSA to pay for IRS-qualified expenses like:

• Doctor’s visits and copays
• Lab work and X-rays
• Prescription medications
• Dental and vision care
• Chiropractic care and acupuncture
• Some over-the-counter medications

Click here to view a full list.

The HSA is yours to keep, even if you leave Kimball International. You can continue using the funds or contributing if you remain enrolled in a qualified CDHP.

Yes. You can increase, decrease, or stop your contributions anytime throughout the year via MyADP.

Yes. Once your balance reaches $1,000, you may invest your HSA funds to grow your account tax-free.